Questions and complaints If you have any questions or wish to make any complaint in relation to our use of your personal data, please contact WVE Money at this email address; email@example.com.
Who is responsible for processing your personal data? WVE Money is responsible for the processing of personal data collected from you.
The purposes for which we use your personal data We collect and process your personal data for the following purposes: (a)to meet our obligations to you, to deliver services to you and to handle enquiries and complaints; (b) insofar as permitted under applicable law, to communicate with you in relation to our services and other services that we or our affiliates may offer; (c)to personalise, test, monitor, improve and upgrade our services that are offered to you and our business; (d)to aggregate data and to anonymise or depersonalise data to allow it to be used for statistical and research purposes; (e)to meet our legal obligations and the regulatory requirements to which we are subject, for loss prevention purposes and to protect and enforce our rights and meet our obligations to third parties; or (f) for our internal business purposes such as keeping records of our communications, compiling and analysing information for general operational, statistical and business purposes.
Legal basis for processing your personal data The processing of your personal data is lawful on the basis of the following: (a) the fulfilment of our contractual obligations to you or your organisation or at your or your organisation’s request prior to your organisation entering into a contract with us, where we process your personal data as part of our services; (b) where relevant, your express consent (if your consent is requested); (c) compliance with legal obligations to which we are subject, including to comply with legal process (see further below); or (d) our legitimate interests in (among other things) performing our services, conducting commercial research, improving and maintaining our services, protecting the security or integrity of our databases, protecting our business or reputation, taking precautions against legal liability, dealing with our assets in the event of a business change (see further below), protecting and defending our rights or property, or for resolving disputes, investigating and attending to inquiries or complaints with respect to the performance of our services.
How we may share your information (a) Business associates and service providers. We may share your personal data with third-party business associates and service providers that perform services on our behalf in connection with our business. Where your information is shared with such third parties, we ensure that the third party service provider will deal with your information only on our behalf and on our written instructions and solely for the benefit of our business (and not for its own benefit). (b) Business change. If we become involved in a merger, consolidation, acquisition, sale of assets, joint venture, securities offering, bankruptcy, reorganisation, liquidation, dissolution or other transaction, or if the ownership of all or substantially all of our business otherwise changes, we may share or transfer your personal data to successor party or parties in connection with such transaction or change in ownership. (c) Necessary disclosure. Regardless of the choices you make regarding your personal data and to the extent permitted or required by applicable law, we may disclose your personal data to third parties to: (i) enforce or apply the terms of our agreement with you; (ii) comply with laws, subpoenas, warrants, court orders, legal processes or requests of government or law enforcement officials; (iii) protect our rights, reputation, safety or property, or that of our customers, users or others; (iv) protect against legal liability; (v) establish or exercise our rights to defend against legal claims; or (vi) investigate, prevent or take action regarding known or suspected illegal activities; fraud; our rights, reputation, safety or property, or those of our customers, users or others; violation of our terms and conditions, our policies or agreements; or as otherwise required by law. (d) Sharing information. We may share certain service-type information, including information obtained through tools such as cookies, log files, device identifiers, location data and clear GIFs (such as anonymous usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) with our third-party business associates who may use such information for the purposes described in the section titled “How we collect and use your data”. (e) Aggregated data. As mentioned above, we may also aggregate or otherwise strip information of all personally identifying characteristics and may share that aggregated and anonymised data with third parties or publish it. This data does not personally identify you and helps us to measure the success of our services and to improve our customer experiences. We reserve the right to make use of any such aggregated and anonymised data as we see fit.
How we protect your information We take certain physical, technological and administrative measures to protect the personal data you provide to us against loss, theft, and unauthorised access, use, disclosure or modification. However, we cannot ensure or warrant the security of any information you transmit to or share with us or guarantee that information may not be accessed, disclosed, altered or destroyed. Email sent to or from us may not be secure. You should use caution whenever submitting information online and take special care in deciding what information you send to us via email.
Your choices about your information Controlling Your Settings. You can limit your browser or mobile device from providing certain information by adjusting the settings in the browser, operating system or device. Please consult the documentation for the applicable browser, operating system or device for the controls available to you. You can also stop receiving promotional emails from us by following the unsubscribe instructions in those emails. Note that unsubscribe is not available for certain emails concerning your relationship or dealings with us.
How long we keep your information We retain your information as long as you engage our services and for a commercially reasonable time thereafter as necessary for backup, archival, fraud prevention or detection, or audit purposes, or as otherwise required by law. [If you end our engagement, all personal information we hold about you (except to the extent it resides in back-up files) will be erased.]
Transfer of personal data across borders We operate our business from the United Kingdom. We may use servers and cloud services to store and process data in other countries and may transfer the data to other countries for the purpose of storage and data management. Our business associates and service providers may have access to your personal data in different countries including, without limitation, the UK, the EU and the USA. We ensure that when personal data is transferred across borders, we do so in compliance with the law including (in the case of data exported from the EU) by putting in place, as between us and the party receiving the data, contractual terms for the protection of the interests of data subjects in the form approved by the European Commission or, where relevant, we may rely on the recipient of the data participating in a certification programme such as the EU-US Privacy Shield.
Your legal rights You have the following legal rights in respect of your personal data: (a) The right to require us to advise you of the categories of your personal data that we process, the purpose of any such processing, the identity of third parties who receive your data from us, the period for which your personal data is stored and whether any automated decision-making processes are being used in relation to your personal data. You also have the right to ask for a copy of your personal data records; (b) The right to require us to rectify inaccurate personal data records without undue delay; (c) The right to request the erasure of your personal data records where: (i) the data is no longer necessary in relation to the purpose for which it was collected, such as where you choose to no longer engage our services; (ii) the processing of the data is based on your consent and such consent is withdrawn (provided that the other circumstances described in the sections “Legal basis for processing your personal data” above no longer apply); or (iii) you object to the processing of your data and there are no overriding legitimate grounds for justifying the data processing; (d)The right to restrict the processing of your personal data in certain circumstances (for example, where an objection has been raised and is being investigated); (e)The right to receive your personal data from us in a structured, commonly used and machine-readable format (f)The right to object to the processing of your data in certain circumstances; and (g) The right to lodge a complaint with the data protection supervisory authority of the EU member state where you reside. The rights referred to above may be limited for example where compliance with your request is detrimental to the use of the data for statistical or research purposes.
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